The Easy Way to get the Home Loans

Home Loans - Now Easy

We have Great Pleasure in informing You that our 18steps Team
Offering Home Loan Services.

18STEPS Team is a Experienced Group of people with Qualified and
Talented Entrepreneurs who have
been striving to provide superior Home Loan Services to the Clients.

We Assure the Fullest Satisfaction as regards Quality Service and Deal in a
Wide network of Financial Institutions.


DIRECT SALES ASSOCIATES OF LICHFL., DHFL., RCF.

Low Interest Rate, the most favorable Cost Benefit Ratio for Customers

- Transparency with No Hidden Costs & No Gimmicks

- Simple Processing Systems, Easy Approvals

- Expert Advice in Respect of Property Title & Legalities

- Service at Your Door Step

Contact for Home Loans : 18STEPS ENTERPRISES

Uma Mahesh + 91 98665 70959 , maheswar1003@gmail.com ,

Lalithababu + 91 98663 92959 , 18.lalith@gmail.com

Visit Us : http://www.18steps.blogspot.com/

"Best Service – Long Relationship – Delighted Customers"

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Home Loans - Now Easy

The simple way to get the Home Loan

FROM US.

Home Loans for Resident Indians -

Purpose :

i) Purchase of Residential Plot / House / Flat.

ii) Construction of Residential House / Flat.

iii) Renovation / Extension / Repairs to Residential House / Flat.

iv) Any possible combination of the above.

v) Takeover of Housing Loan from any other Institution.

Loan Amount : Rs. 1,00,000 to Rs. 1,00,00,000 ; Not exceeding 85% of Property Cost (incl. Stamp Duty & Reg. Charges) in Case of Purchase. 85% of Fair Estimates in case of Cons. / Ext. / Repairs / Renovation, subject to Max. 85%.

Loan Term : Max. 20 yrs, or till Retirement age, or till 60 yrs of age, whichever is earliest.

Mode of Repayment : Equated Monthly Instalment (On Monthly Rest Basis) – ECS / PDC / Salary Deduction / Collecting Bank
Home Loans for NRIs / PIOs -
Purpose :

i) Purchase of Residential Plot / House / Flat.

ii) Construction of Residential House / Flat.

iii) Renovation / Extension / Repairs to Residential House / Flat.

iv) Any possible combination of the above.

v) Takeover of Housing Loan from any other Institution.

Loan Amount : Rs. 5,00,000 to Rs. 1,00,00,000 Not exceeding 85% of Property Cost (incl. Stamp Duty & Reg. Charges) in Case of Purchase. 85% of Fair Estimates in case of Cons. / Extn. / Repairs / Renovation, subject to Max. 85%.

Loan Term : For Non- Professional NRIs term is restricted to 10 yrs, but 15 yrs for Professionals. It shall, however, not exceed Retirement Age or 55 years of Age, whichever is earliest.

Mode of Repayment : Equated Monthly Instalment (On Monthly Rest Basis) – ECS / PDC

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The Best of LICHFL

Quality consideration is of utmost importance when something as priceless
as your Dream Home is Concerned.
" Trust L.I.C.H.F.L. " for the Highest Quality in all Aspects of Home Finance.
It has transformed millions of Lives and Now it's Your Turn.
All in all, LICHFL has in store for you, a rare gift by way of a Perfect Home Finance. A Smile of Satisfaction, Joy of Fulfilment and Peace of Mind. Go for It !

Checklist for Housing Loans

Checklist for local Applicants :

1. Application form duly filled in
2. Last 3 months Pay Slips & Latest CTC
3. Form 16 & ITR
4. Residence Proof
5. ID Proof
6. 6 months Bank Statement
7. Qualification Certificate
8. Offer Letter / Relieving Letter { If Any }
9. 2 passport size photos
10. Processing Fees Cheque
11. Agreement of Sale
12. If Applicant is Self Employed
- Last 3 Years IT Returns with Saral Forms and Computation of Income Statement,
Balance Sheet and P & L A/C statements Signed by C.A.

Check list for N.R.I Applicants

1. Application Form Duly Filled With Sign On Latest Colour Photos 2
2. Bank Statement { Local a/c N.R.I. for last 1 year to till date & abroad a/c. with Salary Credit - for last 6 months to till date}
3. Applicant's Residence Proof & G.P.A. - Residence Proof { local }
4. Passport Copy of Applicant
5. G.P.A. in LICHFL Format
6. Salary Certificate on Company Letterhead with date of Joining, date of retirement and date of birth
7. Latest 3 months Pay Slips
8. Employer's Contract / Appointment Letter
9. N.R.I. Under Taking - LICHFL Format
10. N.R.I. Annexe - LICHFL Format
11. Banker's Certificate { local NRI a/c} in LICHFL Format
12. Qualification Certificate copy of Applicant
13. Income Tax Certificate copy of Applicant { w2, etc,,]
14. Sale Agreement, Draft Sale Deed,
{ NO.3.4.5.& 6 should be duly Notarised by Indian Embassy or Adjudication of that Country }